To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.
For Network Dental and Vision Members:
This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for California policyholders residing in Tuolumne and Calaveras Counties affected by the lightning-ignited fires, Aflac will provide a premium grace period starting Sept. 2, 2025, and ending Nov. 18, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Alaska policyholders and certificate holders residing in Northwest Arctic Borough, North Slope Borough, Kusilvak Census Area, Bethel Census Area, Nome Census Area, and Aleutians West Census Area who are affected by the storm, Aflac will provide an extended premium grace period starting Oct. 9, 2025, and ending Dec. 15, 2025. This grace period also includes an extension of filing deadlines for claims and leniency for any other actions required under the policy or certificate. In addition, Aflac will relax prescription drug benefit guidelines to allow payment of claims when a covered prescription drug is refilled prior to the usual 30-day limit. Policyholders and certificate holders may also request a replacement copy of their policy or certificate.
For Network Dental and Vision Members:
Aflac is providing temporary relaxation of precertification and referral requirements. Members will have access to appropriate out-of-network providers if in-network providers are unavailable or if they have been displaced, and leniency will be provided for any other actions required under the certificate. Affected members should contact Aflac Benefits Solutions (formerly Argus Dental and Vision) at 855-819-1873, option 1, for assistance.
To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Arizona policyholders residing in Gila, Mohave and Maricopa counties affected by the heavy rains, Aflac will provide a premium grace period starting Sept. 25, 2025, and ending Jan. 13, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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COLUMBUS, Ga., June 8, 2021 /PRNewswire/ -- In connection with June's Men's Health Month, created to bring awareness of male-specific health issues, Aflac, a leading provider of supplemental insurance products in the U.S., released findings of its new 2021 Men's Health Issues Survey. The study suggests that men's optimism about their health may not necessarily be realistic, and one of the most common motivators for men to see their doctor — the women in their lives — can often lead to arguments.
According to the national online survey of 1,000 U.S. men, 90% said they lead at least a somewhat healthy lifestyle, but research from the CDC and NHANES suggests men may have some disconnected perceptions about their health. The CDC reports that nearly half of men have high blood pressure, and according to NHANES, 43% of men are obese — not to mention that a number of health issues are unique to or much more common with men than women, such as certain cancers and heart disease.
The motivating voices of reason for men
Men agree that a positive, encouraging nudge to go to the doctor can help, with 44% saying their spouse or partner (wife, girlfriend, husband or boyfriend) persuades them the most to visit the doctor. Women, in particular, have the strongest pull, with over half (56%) of men reporting their wives, girlfriends or mothers most persuade them to go to the doctor.
However, the topic of going to the doctor can be a contentious one for men. Although 50% say they discuss health-related issues with their female relatives (wife, girlfriend or mother), 43% said they have argued with or withheld health concerns from them.
Identifying barriers to better health for men
Lack of education and awareness. The Aflac survey notes that only one-third of respondents feel well informed of the various illnesses and ailments that commonly affect men, while 45% did not visit their doctor for an annual wellness checkup in the past 12 months, making them vulnerable to potential health issues without the chance for early detection.
Negative reasons or beliefs preventing reaching out for help. Despite 37% of men saying they have a strong relationship with their primary care physician and 65% saying they are transparent about their lifestyle habits and health concerns with their doctor, more than half (58%) said they agree with at least one of the following reasons keeping them from obtaining proactive health care:
Men also experience apprehension related to going to the doctor. Over 1 in 5 men (21%) said they experience fear or anxiety about a physician's visit. That number rises to nearly one-third (29%) for men ages 18-34 versus 18% of their parents' generation (50-64 years old).
High cost of medical care. This is another concern for men, with 45% saying they postponed or avoided medical treatment in some form due to costs within the past 12 months, including:
"Whether it stems from a fear of the doctor, high costs, perceptions around masculinity or a general lack of urgency, men too often avoid preventative care," said Jeramy Tipton, senior vice president of Distribution Expansion and Consumer Markets at Aflac. "The survey results make it clear that more education and discussion around men's health issues is necessary, as well as additional resources such as supplemental insurance to help with the out-of-pocket medical costs that appear to be deterring many men from taking care of themselves."
Those looking to spur men to seek proactive care may want to address their concerns about the high cost of medical care. For example, 10% of men identified getting paid a cash benefit directly as part of an insurance claim would be a top motivator for them to see the doctor.
"When encouraging men to seek proactive care for their well-being, loved ones may be more successful if they consider how to help them alleviate apprehensions about medical costs," Tipton added. "One tool for men's financial toolboxes is Aflac supplemental insurance, which helps with the expenses health insurance doesn't cover. Some policies include a wellness or health screening benefit that pays cash benefits fast for staying on top of one's health."
For the full findings from the 2021 Aflac Men's Health Issues Survey, visit Aflac.com/MensHealth. Get to know how Aflac can help with the expenses health insurance doesn't cover at Aflac.com.
About Aflac Incorporated
Aflac Incorporated (NYSE: AFL) is a Fortune 500 company helping provide protection to more than 50 million people through its subsidiaries in Japan and the U.S., where it is a leading supplemental insurer by paying cash fast when policyholders get sick or injured. For more than six decades, insurance policies of Aflac Incorporated's subsidiaries have given policyholders the opportunity to focus on recovery, not financial stress. Aflac Life Insurance Japan is the leading provider of medical and cancer insurance in Japan where it insures 1 in 4 households. For 15 consecutive years, Aflac Incorporated has been recognized by Ethisphere as one of the World's Most Ethical Companies. In 2021, Fortune included Aflac Incorporated on its list of World's Most Admired Companies for the 20th time, and Bloomberg added Aflac Incorporated to its Gender-Equality Index, which tracks the financial performance of public companies committed to supporting gender equality through policy development, representation and transparency, for the second consecutive year. To find out how to get help with expenses health insurance doesn't cover, get to know us at aflac.com.
About the 2021 Aflac Men's Health Issues Survey
The 2021 Aflac Men's Health Issues Survey is a national online survey of 1,000 U.S. men fielded in April 2021 by Hill+Knowlton Strategies. For full survey findings, visit Aflac.com/MensHealth.
Media contact: Jon Sullivan, 706.573.7610 or jsullivan@aflac.com
Analyst and investor contact: David A. Young, 706.596.3264 or dyoung@aflac.com
SOURCE Aflac
