To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.
For Network Dental and Vision Members:
This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for California policyholders residing in Tuolumne and Calaveras Counties affected by the lightning-ignited fires, Aflac will provide a premium grace period starting Sept. 2, 2025, and ending Nov. 18, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Alaska policyholders and certificate holders residing in Northwest Arctic Borough, North Slope Borough, Kusilvak Census Area, Bethel Census Area, Nome Census Area, and Aleutians West Census Area who are affected by the storm, Aflac will provide an extended premium grace period starting Oct. 9, 2025, and ending Dec. 15, 2025. This grace period also includes an extension of filing deadlines for claims and leniency for any other actions required under the policy or certificate. In addition, Aflac will relax prescription drug benefit guidelines to allow payment of claims when a covered prescription drug is refilled prior to the usual 30-day limit. Policyholders and certificate holders may also request a replacement copy of their policy or certificate.
For Network Dental and Vision Members:
Aflac is providing temporary relaxation of precertification and referral requirements. Members will have access to appropriate out-of-network providers if in-network providers are unavailable or if they have been displaced, and leniency will be provided for any other actions required under the certificate. Affected members should contact Aflac Benefits Solutions (formerly Argus Dental and Vision) at 855-819-1873, option 1, for assistance.
To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Arizona policyholders residing in Gila, Mohave and Maricopa counties affected by the heavy rains, Aflac will provide a premium grace period starting Sept. 25, 2025, and ending Jan. 13, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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West Columbia, South Carolina will welcome the first new house to be built on Monticello Street in nearly 60 years, thanks to Central South Carolina Habitat for Humanity, Aflac and other community organizations. For new homeowner, Jazenia, it’s more than a house. It’s a home built on promise, hope and the legacy of women.
On March 8, International Women’s Day, Aflac employees in Columbia joined Jazenia, her family and community leaders to celebrate the groundbreaking for her new home, a Habitat for Humanity Women Build project. Women Build empowers women, offers them the opportunity of affordable homeownership and puts a spotlight on equity. A Yale University School of Management study1 shows women pay more to buy a home and earn less when they sell it — and that “overall, gender differences in housing explain up to 30% of the gender gap in wealth accumulation.”
Amplifying equity, one nail at a time
Melody Hodge, director of Account Management at Aflac, is a longtime resident of West Columbia. At the groundbreaking celebration, Melody welcomed Jazenia and her family to the neighborhood and offered words of support and encouragement.
“As women, we are stronger than we realize, and with the help of friends, neighbors and organizations like these, we manage to find a way forward, even when every obstacle is thrown into our paths. It gives me hope to be part of events like these and part of organizations like Aflac and Habitat for Humanity that empower people to open gateways toward progress. It gives me hope because this is our chance to make a real, tangible difference in the lives of families, one home at a time. Thank you, Jazenia, for allowing Aflac to be part of your family story,” said Melody.
Before Jazenia was selected as a Habitat for Humanity homeowner, she immersed herself in the organization’s service projects so she could learn new skills, serve her community and help revitalize neighborhoods. Jazenia has logged more than 400 volunteer hours to build homes for others. Now, she will help build her own home and looks forward to teaching her children about the responsibility of home ownership.
Tearing down barriers to build walls
Aflac employees will join Jazenia and others to build her new home in late March. With every wall they put up together, they’ll tear down barriers to new home ownership while shining a light on equity for women.
“Aflac is proud to support Habitat for Humanity’s efforts to provide affordable and equitable homeownership for women like Jazenia and her family,” said Bob Ruff, senior vice president, Aflac Group Voluntary Benefits. “On International Women’s Day, Aflac celebrates the contributions and accomplishments of women, and it reminds us of the importance of diversity and equality. Our Aflac team is honored to help build Jazenia’s home through sponsorship support and our many volunteers working alongside the great team at Habitat for Humanity.”
1 “The housing gender gap: Why women still face roadblocks in homeownership, home equity and home values” https://www.bankrate.com/home-equity/women-and-homeownership/ | Yale University School of Management study, “The Gender Gap in Housing Returns.” https://paulgp.github.io/papers/Gender_Gap_in_Housing_Returns.pdf
Aflac | WWHQ | 1932 Wynnton Road | Columbus, GA 31999
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(Left to right) Aflac employees Wanda Dryman, Melody Hodge, Belva Greenage, Amanda Grover, Lindsay McCutcheon and Jamie Wardrup join Javenia and her son (middle) at the groundbreaking celebration for her new home in West Columbia, South Carolina.
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