To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.
For Network Dental and Vision Members:
This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for California policyholders residing in Tuolumne and Calaveras Counties affected by the lightning-ignited fires, Aflac will provide a premium grace period starting Sept. 2, 2025, and ending Nov. 18, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Alaska policyholders and certificate holders residing in Northwest Arctic Borough, North Slope Borough, Kusilvak Census Area, Bethel Census Area, Nome Census Area, and Aleutians West Census Area who are affected by the storm, Aflac will provide an extended premium grace period starting Oct. 9, 2025, and ending Dec. 15, 2025. This grace period also includes an extension of filing deadlines for claims and leniency for any other actions required under the policy or certificate. In addition, Aflac will relax prescription drug benefit guidelines to allow payment of claims when a covered prescription drug is refilled prior to the usual 30-day limit. Policyholders and certificate holders may also request a replacement copy of their policy or certificate.
For Network Dental and Vision Members:
Aflac is providing temporary relaxation of precertification and referral requirements. Members will have access to appropriate out-of-network providers if in-network providers are unavailable or if they have been displaced, and leniency will be provided for any other actions required under the certificate. Affected members should contact Aflac Benefits Solutions (formerly Argus Dental and Vision) at 855-819-1873, option 1, for assistance.
To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Arizona policyholders residing in Gila, Mohave and Maricopa counties affected by the heavy rains, Aflac will provide a premium grace period starting Sept. 25, 2025, and ending Jan. 13, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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By Matthew Owenby, senior vice president and chief strategy officer and head of Human Resources, Aflac Incorporated
In today’s evolving economic landscape, many professionals are finding themselves in a place they didn’t expect: feeling stuck. Whether it’s due to hiring slowdowns, industry shifts or broader market uncertainty, many employees are holding tight to their roles — not necessarily out of passion, but out of caution. It’s a concept we’ve come to know as “job hugging”: staying in a role not because it’s fulfilling, but because the future seems unclear.
But job hugging doesn’t have to be a red flag. In fact, it presents an opportunity for reflection, recalibration and strategizing ways to grow from where you are now.
Before I dive into helpful tips, let me say this: Feeling stuck is not a reflection of your talent, ambition or value. It’s a natural response to external conditions that are beyond your control. The job market is experiencing a period of recalibration, and if you’re feeling emotionally detached, overwhelmed, or underappreciated, you’re not alone. In fact, according to the 2025-2026 Aflac WorkForces Report, 61% of employees report at least moderate burnout — a seven-year high. That’s not just a statistic; it’s a signal.
Now, how can you pivot so that you can avoid feelings of burnout, disengagement and frustration? Here are a few suggestions:
Commit to your growth. Career development doesn’t always mean a new title or a change in role. It also can mean deepening your expertise, expanding your network or taking on stretch assignments that build new capabilities. If you’re feeling stagnant, talk to your manager or a member of the Human Resources (HR) team, and look into mentorship opportunities, cross-functional projects or other skill-building programs.
Recognize signs of burnout early. Burnout isn’t always dramatic. It can be subtle — what some call “quiet cracking” — where employees silently push harder and longer without recognition. Protecting your energy isn’t selfish; it’s strategic. Take opportunities to truly step away and catch your breath by using your PTO, unplugging after hours and engaging in your favorite hobbies. If you need support, talk to your manager or HR — that’s exactly what they’re there for.
Remember that your career can be a long-term journey. Market conditions may slow movement temporarily, but they don’t define your trajectory. Use this time to reflect on your goals, identify areas for growth and invest in yourself. Small steps — like attending a workshop, joining an employee resource group or volunteering for a new initiative — can reignite your sense of purpose and momentum, and they can provide great exposure for potential future opportunities.
Advocate for yourself. If you feel undervalued, speak up. Fewer than half of employees (48%) believe their employers genuinely care about them, according to the 2025-2026 Aflac WorkForces Report. That’s a trust gap, but it’s also a chance to start a conversation. Schedule regular check-ins with mentors, managers and HR representatives where you can share your goals, ask for feedback and get clarity and support.
Final thought: Normalize the conversation. Buzzwords like “job hugging” or “quiet quitting” can be helpful — they give language to what many are feeling. But talk alone isn’t enough. We must act. If you’re hugging your job right now, do it with boundaries. Do it with purpose. And most importantly, do it with hope, because you’re not stuck — you’re strategizing.
Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations.
Aflac includes American Family Life Assurance Company of Columbus and/or American Family Life Assurance Company of New York and/or Continental American Insurance Company and /or Continental American Life Insurance Company.
Z2501125 Exp. 11/26
