To help provide relief for Louisiana policyholders residing in Avoyelles, Lafourche, Pointe Coupee, Rapids, Saint Charles, Saint Landy, Saint Tammany, Terrebonne, and Winn Parishes who were affected by Tropical Storm Arthur, Aflac will provide a premium grace period starting June 18, 2026, and ending Aug. 6, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Oregon policyholders residing in Jackson County who were affected by the East Evans Creek Road Fire, Aflac will provide a premium grace period starting July 10, 2026, and ending Sept. 8, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Oregon policyholders residing in Grant County who were affected by the Olive Butte Fire, Aflac will provide a premium grace period starting July 11, 2026, and ending Sept. 9, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Texas policyholders and/or certificate holders residing in Atascosa, Austin, Bandera, Bastrop, Bexar, Blanco, Brazoria, Brewster, Burnet, Caldwell, Colorado, Comal, Crockett, DeWitt, Dimmit, Edwards, Fayette, Fort Bend, Frio, Galveston, Gillespie, Goliad, Gonzales, Guadalupe, Harris, Hays, Jackson, Karnes, Kendall, Kerr, Kimble, Kinney, La Salle, Lavaca, Lee, Llano, Mason, Matagorda, Maverick, McMullen, Medina, Menard, Pecos, Real, Schleicher, Sutton, Terrell, Travis, Uvalde, Val Verde, Victoria, Waller, Washington, Webb, Wharton, Williamson, Wilson, Zapata, and Zavala counties affected by severe flooding, Aflac will provide a premium grace period starting July 13, 2026, and ending Sep. 18, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability of in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Oregon policyholders residing in Deschutes, Jefferson, Umatilla and Wheeler counties who were affected by the July wildfires, Aflac will provide a premium grace period starting July 15, 2026, and ending Sept. 14, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Oregon policyholders residing in Harney County who were affected by the Second Flat Fire, Aflac will provide a premium grace period starting July 24, 2026, and ending Sept. 22, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
Summer break brings a sense of optimism — warmer weather is here, and the promise of adventure is on the horizon. Whether you’re headed to a far-off destination or a backyard barbecue, it’s important to be prepared. This isn’t about worry; it’s about readiness. The kind that lets you follow the sunshine and stay open to detours — the good kind. Having the right tools on hand can transform the experience from “hope nothing goes wrong” into “I’ve got this no matter what.”
Every journey has a rhythm, and summer break is extra busy
Summer travel often means more traffic, more crowds and the potential for accidental bumps, slips and mishaps. That’s why experts consistently recommend a few simple rituals before heading out, like checking travel advisories and weather alerts near your destination, sharing itineraries with someone at home and becoming familiar with evacuation plans in case of fires or other emergencies.1 These aren’t meant to curb spontaneity but to build confidence, the type that keeps travelers grounded even while chasing adventure.
What travelers pack when they’re thinking ahead
Packing for a summer trip often means debating how many swimsuits is “reasonable,” but seasoned travelers know that a few smart additions can prevent an inconvenient moment from becoming a vacation‑altering incident.
For starters, consider a lightweight first‑aid kit with basics like bandages, antiseptic wipes, pain relievers, motion‑sickness tablets and prescription medications. These small tools can help travelers avoid unnecessary medical visits for minor issues during busy vacation months.2
Just as important is having a backup of documents and essential information. Digital copies of passports or IDs, an extra payment method and emergency contact info can save the day if wallets are lost during an excursion.
And of course, sun protection and hydration helpers are key for sunny destinations. Regardless of whether the sun is shining solo in a bright blue sky or it’s hiding behind clouds, it’s important to keep sunscreen, SPF lip balm, reusable water bottles and even basic bug repellent — these can help prevent the discomforts that time outdoors short or lead to unexpected medical costs down the line.3
Thinking outside the … suitcase
Now that your bag is packed, what about your financial preparation? Many families quietly doublecheck their insurance coverage before leaving home, simply to understand how unexpected medical bills would work if someone is sick or injured. It’s a subtle, practical step — one that doesn’t overshadow the excitement of the trip.
“We want to make memories during our vacation time, not create debt,” said Aflac Senior Vice President and chief customer officer, Keith Farley. “But with play often comes some bumps and bruises. Accident insurance is one way many families give themselves a bit of extra peace of mind, not just during summer break, but year-round.”
Ready for the sunshine
In the end, summer break is about quality time and experiences with the people we care about. Travelers can’t prepare for everything, but they can build a foundation that lets them stay present for the moments that matter. With a few thoughtful steps, a smartly packed bag and the kind of quiet planning that supports all the fun, summertime can unfold exactly the way travelers imagine it: bright, refreshing and wonderfully memorable.
1American Red Cross. (2025). How to stay safe on vacation. https://www.redcross.org/about-us/news-and-events/news/2025/how-to-stay-safe-on-vacation.html
2 Johns Hopkins Medicine. (2024). Traveler’s First-Aid Kit. https://www.hopkinsmedicine.org/health/wellness-and-prevention/travelers-firstaid-kit
3Centers for Disease Control and Prevention. (n.d.). Summer travel. https://wwwnc.cdc.gov/travel/page/summer-travel-abroad
A37000 Series: In Delaware, Policies A371AA & A371BA. In New York, Policies NY371AA & NY371BA. In Oklahoma, Policies A371AAOK & A371BAOK. Not available in ID or VA. A38000 Series: In Delaware, Policies A38100DE – A38300DE & A382OFDE. In Idaho, Policies A38100ID – A38300ID. In Oklahoma, Policies A38100OK – A38300OK & A382OFOK. In Virginia, Policies A38100VA – A38300VA, & A382OFVA. Not available in NY or PA.
Coverage/plan levels may not be available in all states. Benefits/premium rates may vary based on plan selected. Optional riders may be available at an additional cost. Plans and riders may also contain a waiting period. Refer to the exact plans and riders for benefit details, definitions, limitations and exclusions. For availability and costs, please contact your local Aflac agent/producer.
Coverage is underwritten by American Family Life Assurance Company of Columbus. In New York, coverage is underwritten by American Family Life Assurance Company of New York.
Aflac WWHQ | 1932 Wynnton Road | Columbus, GA 31999
Z2600522 EXP 7/27
