Notifications from Aflac

Notifications from Aflac

We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in San Bernadino and Imperial counties affected by the 2025 Mid-September Storm, Aflac will provide a premium grace period starting Sep. 18, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Sierra County affected by the 2025 Late August Storms and Mudslides, Aflac will provide a premium grace period starting Aug. 23, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Imperial County affected by the 2025 August Monsoon Storms, Aflac will provide a premium grace period starting Aug. 24, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for California policyholders residing in San Luis Obispo County and Santa Barbara County affected by the Gifford Fire, Aflac will provide a premium grace period starting Aug. 1, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent tsunami:

To help provide relief for California policyholders residing in Del Norte County affected by the 2025 July Tsunami, Aflac will provide a premium grace period starting July 29, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in San Bernardino County affected by the January 2025 Windstorm Event, Aflac will provide a premium grace period starting Jan. 7, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent weather:

To help provide relief for California policyholders residing in Los Angeles, Orange, Riverside, San Bernardino, San Diego and Shasta counties, affected by the 2025 Late December Storms, Aflac will provide a premium grace period starting Dec. 23, 2025, and ending Feb. 23, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


We care about Aflac’s policyholders affected by the recent wildfires:

To help provide relief for California policyholders residing in Mono County affected by the Pack Fire, Aflac will provide a premium grace period starting Nov. 13, 2025, and ending Feb. 7, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


 

To help provide relief for Washington policyholders affected by the atmospheric river and flooding of Dec. 2, 2025, Aflac will provide a premium grace period starting Dec. 2, 2025, and ending Feb. 16, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.


To help provide relief for Oregon policyholders residing in Clackamas, Clatsop, Coos, Curry, Douglas, Hood River, Jackson, Klamath, Lane, Lincoln, Linn, Marion, Multnomah, Polk, Tillamook, Umatilla, Union, Wallowa, Washington, and Yamhill Counties who were affected by the winter storms, Aflac will provide a premium grace period starting Dec. 8, 2025, and ending Feb. 16, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.

For Network Dental and Vision Members:

This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.

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Why making a regular appointment with your doctor makes a difference

When it comes to your health, preventive care is a great way to take control of your journey and stay on track. Taking the time to visit the doctor — and reminding loved ones to do the same — might mean a little extra effort, but it also means reassurance. And, it could mean saving a life. 

To help you remember to schedule preventive care appointments, think about doing it on the same memorable day every year — a birthday, an anniversary, Groundhog Day. Tying these appointments to a special day will serve as an extra reminder. Here are a few important appointments to make every year and recommended ages to start visiting the doctor.

Wellness exams — Yearly wellness exams play an important part in staying healthy. While an individual’s health should provide a guidepost for annual checkups, it’s recommended to start scheduling these around age 30 — no later than early 40s.1

Colonoscopies — People with low risk for colon cancer should start scheduling annual colonoscopies after blowing out the candles on their 45th birthday cake.2 For anyone with a family history of colorectal cancer, it’s advisable to start earlier. Talk to a doctor to decide when to start getting these exams.  

Skin cancer checks — Think about planning annual trips to the dermatologist starting around age 18.3 Keep risk factors in mind when deciding what age to start annual skin cancer screenings. Medical history, on a personal level and among family members, is important to consider, along with the consequences of frequent sun exposure.

Gynecological exams — While it’s recommended to visit the gynecologist for the first time between 13 and 15 years old,4 these appointments don’t need to be annual until later. By age 21,5 begin scheduling yearly gynecological exams for pap smears, pelvic exams and other important tests.

Breast exams — People at average risk for breast cancer should start adding breast exams to their gynecological checkups at age 40.Don’t forget to perform self-exams once a month,7 which can detect any changes before visiting a doctor — but don’t think of a self-exam as a substitute for your annual exams. Other important tests include mammograms, which are a crucial tool in early detection of changes in the breast tissue, including cancer.

Prostate exams — Men should typically start getting annual prostate exams around age 508 and no later than 55.9 Those at high risk, including African Americans and men with a family history of prostate cancer, should consider making these appointments at an earlier age, starting in their 40s.

Testicular cancer checks — It’s recommended to start self-exams at age 15,10 and no later than early 20s.11 After beginning to perform self-exams once a month, ask a doctor for a medical exam once a year.

Feeling good is great, but don’t forget to keep up these regular appointments even if everything seems just fine. Visit Aflac.com/WellnessBenefits to learn how Aflac offers encouragement to visit the doctor’s office.

1 "What to Expect at Your Annual Wellness Exam" (2023) Accessed on Sept. 26, 2025 www.health.cleveland.org

2 "Screening for Colorectal Cancer | Colorectal Cancer | CDC" (2025) Accessed on June 2, 2025 www.cdc.gov

3 "Skin Cancer Screening: Medline Plus Medical Test" (2022) Accessed on Sept. 26, 2025 www.medlineplus.gov

4 "What Is a Gynecologist? What They Do and When To See One" (2025) Accessed on Sept. 26, 2025 www.my.cleveland.org

5 "Gyn Care 101: What to know about about seeing a gynecologist - Harvard Health" (2022). Accessed on June 2, 2025 www.health.harvard.edu

6 "ACS Breast Cancer Screening Guidelines | American Cancer Society" (2023) Accessed on June 2, 2025 www.cancer.org

7 NCBF team (2025) Breast Self-Exam. Accessed on June 2, 2025 www.nationalbreastcancer.org

8 "American Cancer Society Recommendations for Prostate Cancer Early Detection" (2023) Accessed June 2, 2025 www.cancer.org

9 Christian Pavlovich (2025) "Prostate Cancer: Age-Specific Screening Guidelines" Accessed June 2, 2025 www.hopkinsmedicine.org

10 uclahealth (2023) "How (and why) you should perform testicular self-exams" Accessed June 2, 2025 www.uclahealth.org

11 "How to Check for Testicular Cancer | St. Vincent's Medical Center" (2024) Accessed June 2, 2025 www.stvincents.org


Content within this article is provided for general informational purposes and is not provided as tax, legal, health, or financial advice for any person or for any specific situation. Employers, employees, and other individuals should contact their own advisers about their situations. For complete details, including availability and costs of Aflac insurance, please contact your local Aflac agent.


This article is for informational purposes only and is not a solicitation for insurance.


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