To help provide relief for California policyholders residing in Los Angeles and Ventura Counties affected by the wildfires, Aflac will provide billing leniency for impacted insureds, an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder. Affected members should contact Aflac at 800-992-3522 for assistance.
For Network Dental and Vision Members:
This also provides an extension of filing deadlines for claims and leniency for any other action required under the certificate. Affected members are not required to obtain prior approval when accessing appropriate out-of-network providers when in-network providers are unavailable. The cost-sharing for out-of-network will be in amount equal to cost-sharing affected members would have paid for the provision of that service in-network. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for California policyholders residing in Tuolumne and Calaveras Counties affected by the lightning-ignited fires, Aflac will provide a premium grace period starting Sept. 2, 2025, and ending Nov. 18, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Alaska policyholders and certificate holders residing in Northwest Arctic Borough, North Slope Borough, Kusilvak Census Area, Bethel Census Area, Nome Census Area, and Aleutians West Census Area who are affected by the storm, Aflac will provide an extended premium grace period starting Oct. 9, 2025, and ending Dec. 15, 2025. This grace period also includes an extension of filing deadlines for claims and leniency for any other actions required under the policy or certificate. In addition, Aflac will relax prescription drug benefit guidelines to allow payment of claims when a covered prescription drug is refilled prior to the usual 30-day limit. Policyholders and certificate holders may also request a replacement copy of their policy or certificate.
For Network Dental and Vision Members:
Aflac is providing temporary relaxation of precertification and referral requirements. Members will have access to appropriate out-of-network providers if in-network providers are unavailable or if they have been displaced, and leniency will be provided for any other actions required under the certificate. Affected members should contact Aflac Benefits Solutions (formerly Argus Dental and Vision) at 855-819-1873, option 1, for assistance.
To help provide relief for Arizona policyholders residing in Gila County affected by the heavy rains, Aflac will provide a premium grace period starting Sept. 25, 2025, and ending Jan. 13, 2026. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
To help provide relief for Oregon policyholders residing in Oregon who were affected by the wildfires, Aflac will provide a premium grace period starting Sept. 3, 2025, and ending Nov. 26, 2025. This grace period also provides an extension of filing deadlines for claims and leniency for any other action required under the policy. Aflac will provide a replacement copy of the policy upon request by the policyholder.
For Network Dental and Vision Members:
This grace period also provides an extension of filing deadlines for claims; relaxation of prior authorization, precertification, and referral requirements; access to appropriate out-of-network providers due to unavailability on in-network providers or the members’ displacement; and leniency for any other action required under the certificate. A replacement copy of the certificate will be provided upon request by the certificate holder. Affected members should contact Aflac Benefit Solutions (formerly Argus Dental and Vision) at 855-819-1873, Option 1, for assistance.
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Aflac donation supports improved accessibility for museum guests

Within the walls of the South Carolina State Museum in Columbia, South Carolina, guests are immersed in the rich history, culture, achievements and natural wonders of South Carolina. Each year, the museum welcomes about 200,000 visitors, including more than 70,000 children who experience the museum with their classmates on school field trips.
Until recently, guests with disabilities could not fully experience the museum because of limited accessibility to essential spaces. A $200,000 lead gift from Aflac fueled the museum’s Reimagine the Experience campaign to improve accessibility, offer new accessibility-focused resources and enhance the museum experience for more than 1.1 million adults1 and about 250,000 children2 living with a disability in South Carolina — and the many tourists from outside of South Carolina who visit each year.
A call to action
In 2022, Senior Group Philanthropy Coordinator Amanda Grover learned about the museum’s accessibility campaign and funding needs. She quickly brought it to the attention of Aflac leadership and advocated for Aflac to be the first corporate partner to contribute.
“Aflac has a longtime relationship with the State Museum and has proudly supported several projects to advance the museum’s mission. Their campaign to increase accessibility resonated with me — and with so many on our leadership team — because many museum guests didn’t have the access and resources needed to fully experience it,” said Amanda. “I knew that with the right level of philanthropic support from Aflac, it would be transformative not only for the museum, but also for so many people with disabilities in South Carolina and beyond.”
Stepping up and giving back
The museum’s accessibility campaign aligned with Aflac’s commitment to fostering a sense of belonging for all and supporting communities served. With Aflac’s generous support and additional funding from the State legislature, all 10 of the museum’s public restrooms are now fully compliant, in accordance with The Americans with Disabilities Act. Aflac also funded two mothers’ rooms to provide privacy and comfort for nursing mothers and a wellness room to provide a quiet space for guests to rest and rejuvenate.
“Aflac has a long history of providing an inclusive environment for our own workforce, so we are very proud to help remove accessibility barriers and offer guests with disabilities the best possible experience at the museum,” said Bob Ruff, senior vice president, Group Voluntary Benefits, Aflac. “Supporting the State Museum’s vision to increase accessibility across its spaces and programs is one way we are expressing Aflac’s culture of care.”
For Jamie Wardrup, Aflac’s director of Premier Broker Relations, the South Carolina State Museum is a special place that he experienced with his family after moving to Columbia nearly 25 years ago. Wardrup champions the work of the museum and volunteers his time as a member of the museum’s board of directors.
“I’m proud of Aflac’s commitment to the museum, this important project, the Midlands community and South Carolina. Now, anyone and everyone will have the access they deserve — to have a fully engaging experience at the museum, a wonderful educational resource in our community,” said Jamie.
Celebrating accessibility for all
On Dec. 4, Bob, Amanda and Jamie were joined by Keyla Cabret-Lewis, Aflac’s vice president of Diversity, Equity and Inclusion and Talent Development, representatives of the Aflac donations committee, the museum team and community supporters to celebrate this initial step in the museum’s Reimagine the Experience project.
“We’re grateful for our partnership with the museum on this project. It gives us an opportunity to work together to shine a bright light on the work that still needs to be done to make sure all populations, no matter how they think or move through our cities and streets, are included in our history, events and public spaces,” said Keyla. “It’s about recognizing the different ways people think, the diverse physical needs people might have and ensuring those who are disabled have access to all the same services and resources that are so easily taken for granted.”
1 CDC: https://www.cdc.gov/ncbddd/disabilityandhealth/impacts/south-carolina.html
2 S.C. DHEC: https://scdhec.gov/health/child-teen-health/services-children-special-health-care-needs/who-are-children-special

(Pictured left to right): Karen Hall, foundation director, South Carolina State Museum; Keyla Cabret-Lewis, vice president, DEI and Talent Development, Aflac; Bob Ruff, senior vice president, Group Voluntary Benefits, Aflac; Amy Bartow Melia, executive director, South Carolina State Museum; Amanda Grover, senior Group Philanthropy coordinator, Aflac; and Jamie Wardrup, director of Premier Broker Relations, Aflac.

Harriet Gallman (front) and Montana Crosby, a recreation specialist with the Department of Disabilities and Special Needs, visit the new Aflac Wellness Room at the South Carolina State Museum.

Joy Jackson and her daughter, Nyla, experience one of the new Aflac Mother’s Rooms at the South Carolina State Museum.
Photos courtesy of the Department of Disabilities and Special Needs.
Aflac's family of insurers includes Aflac and/or Aflac New York, and/or Continental American Insurance Company and/or Continental American Life Insurance Company.
AGC2301913 EXP 12/24